Real Stories
What actually happens when the planning wasn't done
Composite scenarios drawn from cases we've handled. Details changed to protect client identity; the patterns are real.
Dorset
The Dorset Farm with a Hidden Tax Problem
The farm had been in the family since 1954. The will hadn't been reviewed since 2011. Between those two dates, the rules had moved twice and the land value had tripled.
Read the storyCornwall
The Cornwall Cottage That Failed HMRC's Trading Test
For twenty years, the family assumed the cottages passed as a business. The letter from HMRC arrived nine months after the funeral.
Read the storySheffield
The Sheffield Business the Family Thought Was Protected
The company had been trading since 1968. The succession plan was signed in 2019. The Budget in October 2024 rewrote it.
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