Inheritance Tax Planning in Winchester and Hampshire
Independent estate planning and inheritance tax advice for families and private clients across Winchester, Southampton, Andover, Romsey and the wider Hampshire area.
Prefer to write? advice@inheritancemadesimple.com
Inheritance tax in Hampshire - why more families are affected than ever
Hampshire property values have risen significantly over the last two decades. Georgian townhouses in Winchester, executive properties in Chandler's Ford and Hedge End, coastal villages around the Solent and family homes across the New Forest fringe regularly sit between £500,000 and well over £1m.
The nil-rate band has been frozen at £325,000 since 2009. Average Hampshire house prices now regularly exceed £400,000, and family homes in the more sought-after pockets are well above that. Many more Hampshire families are caught by inheritance tax than a generation ago - and many do not know it.
The arithmetic is straightforward. Property, pension, modest investments and a life policy paid into the estate together push more families across the threshold than the nil-rate bands were ever scaled to accommodate.
The April 2027 pension changes - urgent for Hampshire families
From 6 April 2027, unused pension assets sit inside the taxable estate for inheritance tax. Hampshire families with public-sector careers, financial-services backgrounds or significant private pension wealth will see their IHT exposure increase materially overnight.
Pension nominations, drawdown strategy and the use of life cover all need to be reviewed in advance of the change, not afterwards.
Our services across Winchester and Hampshire
Estate planning and inheritance tax services delivered from our Bournemouth office, covering SP and SO postcodes - Winchester, Southampton, Andover, Romsey, Salisbury and the surrounding areas.
Will writing, trust planning, Lasting Powers of Attorney, inheritance tax review, pension coordination and lifetime gifting programmes. All delivered as part of a coordinated plan rather than a sequence of separate documents.
Meetings available in person at the client's home, at our Bournemouth office, or via video call and telephone for clients who prefer to work remotely.
28 years serving the South
We have served Dorset, Hampshire and the wider South of England for 28 years. Our Hampshire clients include retired professionals, farming and landowning families, business owners, directors and individuals approaching retirement who want to make sure the estate plan does what they actually intended.
Every engagement begins with a no-obligation consultation. Every plan is reviewed regularly as circumstances and legislation change.
Frequently Asked Questions
Your 30 minutes. Simple. Yours.
No-obligation.
The path is simple: complete the Discovery first so we walk into the call already knowing the facts. Then in 30 focused minutes, I listen, answer your questions, and you choose if you'd like us to draw up your Inheritance Plan.
1. Start Your Discovery
Required first step. Complete the confidential financial position review so your no-obligation 30-minute consultation starts with the facts, not the basics.
2. Request a Callback
Prefer to speak first? Leave your details and we'll call you back to talk through the Discovery before you complete it.
You choose the date, time, and format - phone or online. Bring anyone you'd like.