Inheritance Tax Calculator
Enter your full estate - UK property, investments, pensions, business interests and international assets - and calculate your IHT position for any tax year, including after April 2027.
Your Estate
Your main home - gross value before mortgage
Holiday homes, second properties
Combined value of all rental properties
Offices, retail, industrial units. Note: Business Property Relief may apply
Direct holdings, excluding ISAs
ISAs form part of your estate (unlike pensions, currently)
Discretionary or advisory portfolios
Shares in private companies, partnerships. Business Property Relief may reduce or eliminate this
UK domiciled individuals are liable on worldwide assets
Foreign bank accounts, investments, other overseas holdings
Currently outside your estate - this changes April 2027
Policies in trust are excluded - only include unprotected policies
Jewellery, art, vehicles, other valuables
Combined outstanding balance across all properties
Loans, credit, any other liabilities
Your Circumstances
2025/26 - IHT Estimate
Enter your estate details to see your estimate.
This calculator provides an estimate only and does not constitute financial or legal advice. Thresholds are based on current HMRC published figures. The April 2027 pension inclusion is based on current HMRC proposals and may be subject to change. Business Property Relief, Agricultural Property Relief, gift exemptions and double taxation treaty relief are not applied automatically. Always seek professional advice for your individual circumstances.